McClintick Real Estate, Inc.



Posted by McClintick Real Estate, Inc. on 3/5/2020

Image by Jan Vašek from Pixabay

One of the biggest hurdles people face when looking for a home is applying for a mortgage. While applying for a mortgage is relatively straightforward, finding favorable terms might be more challenging. Many buyers are surprised by how broad the terms of a mortgage might be. With this in mind, it is critical to understand the most common mistakes people make when looking for a mortgage.

Not Looking Locally First

The most common mistake people make when looking for a mortgage is not looking locally first. Many are tempted to use the internet to seek out a loan. While there is nothing wrong with looking around (in fact, this is encouraged), don't forget to head to the traditional bank or credit union a few miles down the road. There are professionals who are interested in building a relationship with the local community often providing more favorable terms.

Assuming All Mortgages are the Same

Don't assume all mortgages are the same. This is far from accurate. Applying for a mortgage can be an involved process that people rarely want to do this more than once. You may assume the next lender will offer similar terms. In reality, some lenders might be willing to wave origination fees or points on the mortgage. Some might even offer a lower interest rate, be sure to ask what special offers may be available.

Not Locking In the Rate

One of the common questions people face when applying for a mortgage is whether or not they would like to lock in the rate. The fear of locking in the rate is that, if the mortgage rates drop, they might miss out on the opportunity to save money. On the other hand, people also forget the alternative. The rate might actually go up. The downside to this is that their monthly mortgage payments may not be affordable anymore. Go ahead and lock in the rate.

Not Putting Enough Money Down

Lastly, many try to save money by not putting enough cash down. When you don't put enough money down, you may end up with a higher interest rate and a higher monthly mortgage payment. Additionally, you may have to purchase Private Mortgage Insurance, also known as PMI, for the lender making the monthly payment even higher. To prevent this from happening, make sure the down payment is large enough to satisfy the lender, usually between 10 and 20 percent.




Categories: Uncategorized  


Posted by McClintick Real Estate, Inc. on 2/27/2020

The homebuying journey may prove to be difficult, and assorted challenges may arise that make it tough to quickly find and buy your dream house. Whether it's encountering problems during a home inspection or negotiating a house price with a property seller, there is no telling what may happen during your pursuit of your dream home. However, if you know how to handle homebuying challenges that come your way, you'll be better equipped than ever before to enjoy a seamless homebuying experience.

Now, let's take a look at three tips to help you tackle various homebuying challenges.

1. Stay Patient

When you are faced with a homebuying hurdle, it is important to remember that every problem has a solution. Thus, if you take a calm, cool and collected approach to a homebuying issue, you can find the best way to alleviate this problem.

A patient homebuyer usually is a successful homebuyer, and for good reason. If you maintain patience as you navigate the homebuying journey, you can analyze problems that come your way and allocate the necessary time and resources to solve them. And as a result, you may be able to speed up the homebuying journey and acquire your dream residence in no time at all.

2. Consider Your Options Closely

As you encounter homebuying hurdles, you should consider your options closely. That way, you can weigh the pros and cons of potential homebuying decisions and make informed choices as you try to buy your ideal residence.

Sometimes, it may be beneficial to consult with family members and friends too. If you reach out to loved ones for support, they may be able to help you make the best-possible decisions throughout the homebuying journey.

3. Collaborate with a Real Estate Agent

When it comes to purchasing a home, you may require expert assistance. Lucky for you, real estate agents are available in cities and towns nationwide, and these housing market professionals can help you overcome property buying issues.

A real estate agent is committed to your homebuying success, and as such, will work with you to make your homeownership dream come true. Therefore, if you want to acquire a city residence as quickly as possible, a real estate agent can help you do just that. On the other hand, if you want to purchase a small town home at an affordable price, a real estate agent will help you accomplish your desired result.

Let's not forget about the comprehensive guidance a real estate agent can provide as you search for your dream residence, either. A real estate agent can teach you everything you need to know about the housing market. By doing so, he or she can help you identify and resolve homebuying problems before they escalate.

For those who want to streamline the homebuying journey, it helps to prepare. Thanks to the aforementioned tips, you can reduce or eliminate homebuying hurdles and purchase your dream house without delay.




Categories: Uncategorized  


Posted by McClintick Real Estate, Inc. on 2/21/2020

This Single-Family in Nashua, NH recently sold for $287,500. This Ranch style home was sold by - McClintick Real Estate, Inc..


73 Almont Street, Nashua, NH 03060-4310

Single-Family

$284,000
Price
$287,500
Sale Price

3
Bedrooms
6
Rooms
2
Baths
Desirable 3 bedroom, 2 bath Ranch. Large post and beam family room with cathedral ceiling and wood stove. New boiler and hot water tank. Some other significant improvements within the last several years include: roof, siding, some windows, kitchen and some flooring and interior paint. Vaulted ceiling and skylight in full bathroom. Partially fenced level corner lot. Central AC. Basement has partially finished room and 3/4 bath. Walking distance to Fairgrounds Elementary and Junior High School and Bishop Guertin High School. Just minutes to exit 4 or 5 off Everett Turnpike. Listing agent is related to the seller.






Categories: Sold Homes  


Posted by McClintick Real Estate, Inc. on 2/20/2020

For those who love reading, the right nook with the perfect amount of light is a dream come true. Often times, these areas are found in a quaint coffee house or an old library. But what about in your home? Here are a few things to think about when creating your dream, reading corner.

Space: You may need several shelves for your books, but your nooks only need a little bit of space. It should be somewhere quiet and inviting either inside your home or even in your back yard. No matter your decorum, reading nooks generally take up a small fraction of a room or outdoor area.

Lighting: Make use of any lighting you find comfortable. You may opt for natural lighting by using a sunlight, large window, skylight or simply setting your nook up outside. If you want to get that quiet, somber, library feel, try using a small, free-standing light with a soft bulb or fix a little lamp to the wall close to your seat. Try to avoid using candles or dimly lit bulbs unless they’re supplemental to your main light source. This will make sure you avoid eyestrain so you can keep enjoying your space without the headache!

Chairs and Tables: The seating in your nook should be comfortable and cozy. Smaller seating options may be your best bet when looking to unwind and relax. Adding wood or wood-like side tables with a dark stain can help give you that rustic feel. If you’d prefer a simpler, more modern corner, try sleek neutral colors for your table. These can be found in almost any material.

Sound: For those that love reading while listening to soft music, you could use a nice set of earbuds or headphones. If you’d prefer to have your ears free, a quality sound system with small “hotspot” speakers may do just the trick.

Sample Ideas

A reading corner doesn’t need a lot of space, but placement strategy is key. Here are a few ideas to get you started.

Armchair Plus Floor Lamp: One way to get the perfect lighting without windows is to place a floor lamp and an armchair in a corner. You’ll have a perfect corner for reading – simple, well-lit, and classic. Some floor lamps come with a built-in table, which can save you space if you want to keep everything consolidated.

Children's Reading Corner: The youngest household members can also have a corner of the room designed to encourage reading. Only a small armchair or even a beanbag or poof is needed and can be placed in the most illuminated part of the room.

Chair by the Window: A chair by the window is the simplest way to put together a corner for reading. Complement it with a few shelves and decorations, and you’ll have a modern and neat cove for your reading time.

Built-ins: If you have more space, install a window seat or bench in front of a window. Top it with a comfortable cushion and throw pillows. Use shelving below as an organizer that can be used to store books or other objects. The shelving can also be used as a neat table, too!

Now that you have a few tips and tricks under your belt, go set up your reading nook! If you’re in the market for a new home with little areas that can be used as your own, personal escape, give me a call. I’d love to help you find your perfect nook in your perfect home.





Posted by McClintick Real Estate, Inc. on 2/13/2020

When you have a small bedroom, it’s hard to envision bringing many styles to the space. You have what’s necessary for your room, trying to cram everything in one tiny space. Just remember one key point: Every room needs a focal point. This means that your bed will most likely be that eye-catching spot in the room. Namely, the head of the bed will be what catches your eye. Below, you’ll find some more tips to make the most use of your small bedroom. 


Think Open


While it can be tempting to try and cram things into a small room, making the most use of every inch of space possible, you want to actually do the opposite. This means placing beds against the walls or near a window, buying a smaller sized bed, and finding furniture that’s not overwhelming. Other tricks are to eliminate the headboard and footboard or use more see-through options for the furnishings. 


Keep It Bold And Unique


Just because you have a small bedroom doesn’t mean that the space needs to be bland. Don’t be afraid to either make the room bold with color or rich with texture. Choose your color palette wisely. Don’t be afraid to express yourself or whoever the resident of the room is. Is the small bedroom a nursery? Keep it light and fun. Don’t make the room too stuffy. If the bedroom belongs to a sports fan, hang lots of favorite sports memorabilia photos. Often, if a room has a lot of expression, it distracts from the small size of the space. The idea is to make your bedroom special, no matter what size it is.   


Everything Is Potential Storage 


In a small bedroom, storage can be a problem. There’s many creative solutions to solve this space dilemma. You can put the bed up on blocks for more under bed storage. Use a storage chest as a bedside table. This will help you to have the furnishings you need, yet they will double as storage units.


Combat A Low Ceiling


The brighter a room, the less attraction will be drawn to a low ceiling. Slanted ceilings are often a problem in smaller bedrooms, but bright colors can combat the closed in feeling and leave the bedroom feeling more open.             


Furniture Tips


When shopping for furniture for your small bedroom, try to find pieces with rounded corners. This will help keep your limited walkway space in the room clear, as it takes up less space than traditional angled corners. You can really add character to a room using rounded nightstands, ottomans, and more accents.




Tags: bedroom   small space  
Categories: Uncategorized