McClintick Real Estate, Inc.



Posted by McClintick Real Estate, Inc. on 1/18/2019


7 Wheeler Street, Merrimack, NH 03054

Single-Family

$332,500
Price

3
Bedrooms
7
Rooms
2/1
Full/Half Baths
NEW construction just completed. Desirable Ranch featuring 3 bedrooms and 3 baths. Quality construction. Open concept kitchen, dining and living room are highlighted with 10' vaulted ceilings and recessed lighting. Kitchen features upgraded white cabinets, granite counters, 6' island, pantry closet, stainless steel appliances and gas range. $1,000 allowance for refrigerator. Hardwood floors in kitchen, living room, dining area and hallway. Tile flooring in first level bathrooms. Master bedroom features his and her closets and private 3/4 bathroom. Granite counters in bathrooms. 1st floor laundry. 2 zone heat and central a/c. On-demand Rinnai hot water heater. Lots of closet space and storage space. Brushed nickel hardware. Deck off dining area. Finished basement could really work for that teenager/college student looking for their own space, guest suite, in-law area or just extra living entertaining space. Granite front steps. Town water and sewer. Amazing home at this price. Room to add a garage. Great commuter location, just minutes to exit 12 off Everett Turnpike. Listing agent has ownership interest. Wood stockade fence to be installed along a portion of property line behind driveway. Location is marked with orange snow fence.
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by McClintick Real Estate, Inc. on 1/17/2019

Buying your first home is probably one of the biggest purchases you’ll make in your life. But, it does come with its advantages. Among them are tax breaks and deductions that you can take advantage of to save money if you play your cards right.

In today’s post, I’m going to cover some of the tax breaks and deductions that first-time homeowners should seek out this tax season to help them lower their tax bill.

Mortgage points

While earning points is a good thing on the basketball court, it can be a financial drain on a mortgage. Mortgage points are what buyers pay to the lender to secure their loan. They’re usually given as percentage points of the total loan amount.

If you pay these points with your closing costs, then they are deductible. Taxpayers who itemize deductions on their IRS Form 1040 can typically deduct all of the points they paid in a year, with the exception of some high-income taxpayers whose itemized deductions are limited.

PMI costs

If you’re one of the many people who made a down payment of less than 20% on your home, odds are that you’re going to be stuck with PMI, or private mortgage insurance, until you pay off at least 20% of the loan balance.

The good news is that homebuyers who purchased their home in the year 2007 and after can deduct their PMI premiums. However, the state on premium insurance deductibles is something that frequently comes up in Congress, so homeowners should ensure that these deductions are still valid when filing their taxes.

Mortgage interest

Mortgage interest accounts for the biggest deduction for the average homeowner. When you receive your Form 1098 from your lender, you can deduct the total amount of interest you’ve paid during the year.

Property taxes

Another deductible that shouldn’t be overlooked by first-time buyers is local property taxes. Save the records for any property taxes you pay so that you can deduct them during tax season.

Home energy tax credits

Some states are offering generous tax credits for homeowners who make home improvements that save energy. There are a number of improvements you might qualify for, including things like insulation and roofs, as well as photovoltaic (PV) solar panels.

IRA Withdrawals

Many first-time buyers withdraw from an IRA account to be able to make a larger down payment on their home or to pay for closing costs. In most other cases, withdrawing from an IRA will count as taxable income. However, if your IRA withdrawal is used toward a down payment or closing costs, the tax penalty is waived.


Keep these tax breaks and deductions in mind this tax season to help you save money and get a larger refund.




Categories: Uncategorized  


Posted by McClintick Real Estate, Inc. on 1/11/2019


702 Daniel Webster Highway, Merrimack, NH 03054

Land

$159,000
Price

2.01 acre vacant lot. Zoning is C-2. (General Commercial Zone). A variety uses are allowed. A special exception for a Single Family home and a variance for Contractor Yard have already been granted by the town. Many other uses would be possible. Curb cut already on property. Town water and sewer at the street. Just minutes to exit 12 or airport exit off Everertt Turnpike. Listing agent has personal interest in the property.
Open House
No scheduled Open Houses






Tags: Merrimack   Real estate   Land   03054  
Categories: Price Change  


Posted by McClintick Real Estate, Inc. on 1/10/2019


702 Daniel Webster Highway, Merrimack, NH 03054

Commercial

$159,000
Price

2.01 acre vacant lot. Zoning is C-2. (General Commercial Zone). A variety uses are allowed. A variance for a Contractor Yard and a special exemption for a Single Family home have already been granted by the town. Many other uses would be possible. Curb cut already on property. Town water and sewer at the street. Just minutes to exit 12 or airport exit off Everertt Turnpike. Listing agent has personal interest in the property
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by McClintick Real Estate, Inc. on 1/10/2019

Buying a house is a life-changing decision. As such, you should perform extensive home evaluations before you make your final purchase decision.

There are many questions to consider as you review houses, and these questions include:

1. Does a home match my expectations?

Entering the housing market with homebuying criteria usually is a good idea. If you know what you want to find in your dream house, you can tailor your home search accordingly. As a result, you can speed up the homebuying journey.

When it comes to establishing homebuying criteria, it helps to consider your short- and long-term goals. For example, if you want a house that is close to your current office in the city, you can search for residences in towns and cities near your workplace. Or, if you are willing to upgrade a house on your own, you may want to focus on "fixer-upper" properties.

2. Can I afford a house?

Home prices vary based on many factors. Fortunately, if you create a homebuying budget, you can narrow your house search and review properties that fall within your price range.

Oftentimes, it helps to get pre-approved for a mortgage. Banks and credit unions are happy to provide you with a wide assortment of mortgage options. Once you assess the different types of mortgages, you can choose one that will ensure you can acquire your dream home in no time at all.

3. Will a home require in-depth repairs in the near future?

How a home looks today may not match how this residence looks in the years to come. As you evaluate residences, it may be beneficial to consider potential repairs.

For instance, if a house likely will require a new roof in the next few years, you may need to budget for this expense. Conversely, if a home is brand new or recently has been upgraded, you may be able to avoid costly, time-consuming repairs in the foreseeable future.

If you want to streamline your home search, you can hire a real estate agent too. In fact, if you employ a real estate agent, you can receive comprehensive support throughout the homebuying journey.

A real estate agent has a simple goal: to help you find a great house at a budget-friendly price. To accomplish this goal, a real estate agent will learn about you and your homebuying criteria and craft a personalized homebuying strategy. Plus, a real estate agent will set up home showings, offer expert homebuying recommendations and help you submit an offer to purchase your dream residence. And if you have homebuying concerns or questions, a real estate agent is available to respond to them at your convenience.

Lastly, be careful as you evaluate available homes in your preferred cities and towns. Keep in mind that no house is perfect, and any residence you buy may increase or decrease in value over time. And if you find a home that you want to buy, prepare a competitive offer, and you can boost the likelihood of receiving an instant "Yes" from a property seller.




Categories: Uncategorized